Quizzes

NY Notary Public Exam Cheatsheet based on the March 2026 official booklet

Key Numbers — Memorize These
Commission term
4 years
Application fee
$60
non-refundable
County clerk gets
$20
from the $60 fee
Name/address change
$10
Duplicate ID card
$10
Official character cert
$1
issued or filed
Authentication cert
$3
county clerk fee
Oath / affirmation
$2
Acknowledgment
$2
per person
Protest (note/bill)
$0.75
Each protest notice
$0.10
max 5 notices
Electronic notarial act
$25
per act (§182.11)
Exam fee
$15
each attempt
E-notary registration
$60
non-refundable
Video record retention
10 years
Commission transmitted to county clerk by the 10th day of the following month. Address change must be reported within 5 days. Reappointment window: 90 days before expiration; or within 6 months after expiration (exam waivable). Military exception: 1 year after discharge.
Appointment & Qualifications (§130–131)
Who appoints
Secretary of State — as many as deemed best; statewide jurisdiction
Residency requirement
Must be a NY resident or have an office/place of business in NY at time of appointment
Exam exemptions
1) Attorneys admitted in NYS, 2) Court clerks of the Unified Court System appointed after a Civil Service promotional exam in the court clerk series
Moral character
Secretary of State must be satisfied of good moral character, common school education equivalent, and familiarity with duties — unless attorney or court clerk
Criminal conviction
Bars appointment unless Secretary makes finding per Correction Law Article 23-A that conviction is not a bar
Out-of-state attorney
Attorney with NYS law office may be notary even if living in an adjoining state; deemed resident of county where office is
Losing residency
Resident who moves out of state but keeps a NY office: does NOT vacate. Nonresident who loses NY office: vacates.
Nonresident process
Nonresident accepting office appoints Secretary of State as agent for service of process
Removal
Secretary of State may remove for misconduct, but must serve charges and give opportunity to be heard first
Sheriffs cannot hold any other office (NY Const. Art. XIII §13a). Legislators may be appointed notary (no compensation issue — §7 Art. III of Const.).
Powers & Duties (§135)
Core powers
Administer oaths/affirmations; take affidavits & depositions; receive/certify acknowledgments/proofs of deeds, mortgages, powers of attorney; demand acceptance/payment of bills of exchange, notes; protest for non-acceptance/non-payment
Attorney notaries
May administer oath/take affidavit/acknowledgment for their own clients in any matter — at their discretion
Liability
Liable to injured parties for ALL damages from misconduct in performing powers
Protest fee cap
Max $0.75 for protest + $0.10 per notice (max 5). Seal must be affixed free of charge when requested.
Cannot do
Solemnize marriages (§11 Domestic Relations Law); certify copies of public records; administer oath to themselves; delegate notarial powers to anyone
Sunday
May administer oath, take affidavit or acknowledgment on Sunday. Cannot take a deposition on Sunday in a civil proceeding.
Deposition authority
CPLR Rule 3113 — notary may take depositions in civil proceedings (not on Sunday)
A corporation or partnership cannot take an oath — only individuals can. A notary cannot administer an oath to themselves.
Prohibited Conduct & Illegal Practice of Law
Practice of law ban
Unless an attorney, notary may NOT give legal advice, draft wills, deeds, mortgages, leases, contracts, pleadings, powers of attorney, affidavits, incorporation papers, or any legal papers
Referral for fees
May NOT solicit or accept legal business to send to a lawyer for compensation or fee-splitting
False advertising
May NOT claim powers or rights not granted by law. Foreign-language ads must include disclaimer: "I am not an attorney…"
Phone acknowledgments
Illegal. Personal, physical appearance before the notary is required (except authorized electronic notarization)
Disqualification by interest
Notary who is a party to or directly and pecuniarily interested in a transaction CANNOT act as notary for that transaction
Will acknowledgments
Notary must NOT execute an acknowledgment of a will — it is NOT equivalent to an attestation clause
Acting without appointment
§135-a: holding yourself out as a notary without being one = misdemeanor; fraud in office = misdemeanor
Overcharging fees subjects a notary to criminal prosecution, civil suit, and possible removal. Treble damages available to aggrieved party (§67 Public Officers Law).
Crimes & Penalties
Forgery 2nd degree
§170.10 — falsely making/completing/altering a deed, will, contract, public record, etc. with intent to defraud. Class D felony — up to 7 years
Issuing false certificate
§175.40 — public servant issues official certificate knowing it contains false info, intent to defraud. Class E felony — up to 4 years
Official misconduct
§195.00 — unauthorized act or knowingly failing to perform duty, with intent to obtain benefit or injure another. Class A misdemeanor — up to 1 year
Misdemeanor examples
Acting before filing oath; fraud/deceit in office (§135-a); phone acknowledgments; refusing to officiate when requested; unlawful practice of law (§485)
Must officiate on request
§195.00: officer before whom oath may be taken is BOUND to administer it when requested — refusal is a misdemeanor
Perjury
Willful false statement under oath on a material matter — requires an unequivocal, present act consciously taking on the obligation
Advertising violation
§135-b: up to $1,000 civil penalty; 2nd violation = suspension; 3rd violation = removal from office
Oaths, Affirmations & Acknowledgments
Valid oath form
"Do you solemnly swear that the contents of this affidavit subscribed by you is correct and true?" (Bookman v. City of NY)
Affirmation form
"Do you solemnly, sincerely and truly declare and affirm that the statements made by you are true and correct?"
Oath requirements
Person must personally appear before notary; must expressly assent (say "I do" or equivalent); must be an unequivocal, present, conscious act
Acknowledgment
Notary must know or have satisfactory evidence the person is the one described in and who executed the instrument (§303). Not required that person sign in notary's presence.
Proof by witness
Witness must state place of residence (city: street + number); must know the person who executed; notary must be personally acquainted with witness or have satisfactory evidence of identity
Fee for oath prohibited
§69: No fee for administering oath to legislators, military officers, inspectors of election, clerks of the poll, or public officers/employees
Affidavit vs. acknowledgment
Acknowledgment = identity + execution of document. Affidavit = administration of an oath to the affiant about the truth of statements.
Silent delivery of a signed affidavit to notary is NOT enough — an oath must actually be administered verbally and consciously.
Electronic Notarization (§135-c & Part 182)
Must register
Notary must register capability with Secretary of State before any electronic notarial act; $60 fee
Notary location
Electronic notary must be physically in New York at time of electronic act — regardless of where signer is
Signer location
Signer may be anywhere; if outside U.S., record must relate to U.S. court/government entity or U.S. property/transaction
Identity verification (remote)
Requires ALL THREE: (1) identity verification via communication tech, (2) credential analysis by third party, (3) identity proofing by third-party service
Video recording
Must record entire audio-video session; retain for at least 10 years; must NOT include personally identifiable info display
Electronic signature
Must be: unique to notary, capable of independent verification, retained under notary's sole control, attached to record, linked so alterations are detectable
Cannot be required
No notary or business may exclusively require electronic notarization — traditional notarization must remain an option
Can refuse
Notary may refuse electronic act if not satisfied principal is competent or signature is knowing and voluntary
Location detection
Must use network that permits location detection; no device/process may hide actual location during electronic act
Record retention
All notarial records (not just video) must be kept for at least 10 years
Identity Verification — In Person vs. Remote
In-person — any ONE of:
1. Valid govt photo ID (front & back) with signature
2. Two current docs from institution w/ signature
3. Notary personally knows the individual
4. Oath of witness personally known to BOTH individual and notary
5. Oath of TWO witnesses who know individual + each has qualifying govt ID
Remote (electronic) — ALL THREE required:
1. Identity verification (same as in-person, via tech)
2. Credential analysis by third-party service
3. Identity proofing by third-party service (NIST IAL2 min.)
Exception: if electronic notary personally knows the signer, that alone satisfies identity for electronic acts.
Banking Law §335 — Safe Deposit Boxes
When
Rental fee unpaid or lease terminated + at least 30 days notice given to lessee
Notary's role
Must be present when bank opens the box; notary inventories contents
Notary's certificate
Must file certificate (under seal) with lessor stating: date of opening, name of lessee, list of contents
Notice to lessee
Copy of certificate must be mailed to lessee at last known address within 10 days of opening
Miscellaneous Rules
Signature requirement
Must sign name as commissioned; print/stamp in black ink below signature: name, "Notary Public State of New York," county of qualification, commission expiration date
Seal
NY law does NOT require a seal. If used, must identify notary and authority. Minimum: name + "Notary Public for the State of New York."
Marriage name
May continue under commissioned name; if using married name, add married name in parentheses after old signature for remainder of term
Religious name
Member of religious order known by a non-secular name may be appointed and officiate under that name
County clerks
§534: Each county clerk must designate at least ONE staff notary to notarize free of charge during business hours; those appointees are exempt from exam/application fees
Statewide power
Notary may take acknowledgments/proofs anywhere in the state; county clerk authentication is NO longer required to record in NY (only needed outside NY)
Public officer oath
§10 Public Officers Law: notary may administer oath of office to a public officer
§142-a validity
Past notarial acts are not invalid due to: ineligibility, misnomer, failure to file oath, expired commission, or acting outside jurisdiction — UNLESS the person knew of the defect or it was apparent on the face of the certificate. After 6 months, this protection applies regardless.
Corporations
§138: Notary who is stockholder/director/officer/employee of a corp may take acknowledgments for that corp — UNLESS the notary is personally a party to the instrument being acknowledged
Real property recording
§333: Recording officers cannot record conveyances not in English, unless accompanied by certified English translation
Effective Sept. 23, 2012: County clerks may receive and record digitized paper documents and electronic records affecting real property.